COVID-19 & Construction 

Your source for answers, information, and support.
We are living in truly unprecedented times right now. Kids are home from school, businesses are closing their doors, and grocery stores can't keep essential supplies in stock. On our end, most of the MF staff has been working from home since last week, and the rest of us are preparing to join them in the next few days. 

No one knows for sure when any of this will get better. What can we count on when the world feels so uncertain?

Two words: EACH OTHER. 

The construction industry community is built tough. We are all in this together, and together we will get through these uncertain times – I guarantee it! 

There are a lot of questions being asked and the information coming our way is endless. That’s why we created this page: it is a dynamic library of trusted resources. It will include content from our network of experts, as well as our own content. There will be white papers, blog posts, and videos. 

When the page is updated, we will send a message out via our social media networks and in our newsletter. There is a form to
subscribe at the bottom of the page. 

The goal is to get you the information you need all in one place so you can make good decisions for your family, employees, and business. 
COVID-19 & Construction: Expert Answers Video Series
We are blessed with an amazing network of experts that we turn to when we have questions. Our CEO, Scott Peper, sat down (virtually) with just a few of them — accountants, lawyers, payroll & HR companies, surety & insurance agents, bankers, and business consultants — to get you the answers you need right now. 
Scott talks with Bruce Patz, President & Co-owner of Associated HCM & Total HR Solutions, and Caroline Catlender, Director of Training and Business Development at Total HR Solutions, to answer your questions regarding payroll, layoffs versus furloughs, and what business owners should do now to protect their business during the crisis. 
Paul DeGance, Owner and Founder of 1Source Partners, shares actionable advice for business owners regarding the tax implications of COVID-19, small business financial relief programs, and how to make a financial plan that sees your business through to the end of the crisis. 

Mark Pichowski, Surety Specialist at Bouchard Insurance, answers all your bonding and surety questions related to COVID-19.  If you are currently on a bonded job or want to be in the future, you can't miss this video! 

Watch the video
COVID-19, Construction & Mental Health
Take care of your employee's mental health as well as their physical health. The Construction Industry Alliance for Suicide Prevention (CIASP) has a library of resources to help you support your team during the COVID-19 pandemic. 
COVID-19 Anxiety in the Construction Industry 

The coronavirus has put tremendous pressure on small business construction contractors across the country. Being a business owner is a challenging job under ideal circumstances, and things are far from ideal right now.

The struggle (and the stress) is real. How you manage and overcome it will determine where your business stands at the end of this crisis.

Read the blog.

Business Survival Guide 
From our friends at Dare Capital. 
This free guide includes tips for creating a risk management plan, advice for talking to your team, and the latest information on the new options for SBA disaster loans. 
Coronavirus & Construction Cash Flow

The experts at Levelset have created a library of resources for contractors including Frequently Asked Questions, a downloadable Survival Kit for Contractors & Suppliers, and contractor resources for health information and financial support. 
Explore Levelset's coronavirus resource library for contractors
COVID-19, Contractors, and Risk Management
Many thanks to Quinten Lovejoy, The 300 Group, and Crane, for sharing this information. 

As we are all learning, the COVID-19 epidemic is having unprecedented impacts across all segments of our population and economy. Particularly with respect to contractors, we have developed some guidance on ways to help you mitigate some of the issues you may already be facing or may face in the future. 

What might contractors expect to experience? 
  • Supply chain disruptions
  • Worker illnesses that may result in projects being shut down or delayed as workers self-quarantine 
  • Schedule delays and increased project costs
  • Potential Suspension of Work and/or Termination for Convenience declarations by Owners on existing contracts
  • Delays in awarding and/or starting new work
  • Potential project funding issues by both private and public owners
While these risks remain, below are examples of practices Contractors should implement to better protect their companies:
  • Consult with legal and insurance/risk advisors and involve them in planning and policy implementation for COVID-19. 
  • Review all existing contracts and potential new contracts carefully. Pay close attention to clauses relating to Force Majeure, Termination, Suspension, Owner Funding, and/or Change Orders in the Contracts.  Determine responsibilities and rights as respect to these clauses. 
  • This language may control the outcome of any potential claims against a contractor by the Owner and/or subcontractors and suppliers (read subcontracts, too), as well as potential counter claims and remedies against these parties. 
  • Possible remedies for Contractors may include additional time and, possibly, additional compensation on a particular project. 
  • However, to access these remedies, it is critical the Contractor comply fully with the Owner notice provisions as respects the Force Majeure or Changes clause.  Failing to file notice in a timely manner could time bar an otherwise valid claim. 
  • Even if there are not any known impacts today, we recommend Contractors provide the Owner with written notice that the World Health Organization identified the COVID-19 outbreak as a pandemic on March 11th and this event could result in potential delays and additional costs that are outside the Contractor’s control.  Then as the impacts become better known, you will be able to document the details in your claim. 
Rabbet's Construction Status by State Interactive Map 
The map is color-coded to indicate a state's status:
  • Red = Statewide orders for stopped work
  • Yellow = Restrictions in major markets
  • Green = No restrictions 
Click on your state for additional information. 
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